Mini-bike doesn't live with me at the moment, but I'm having trouble putting in a different address for insurance quotes. The few companies which ask about where it's stored overnight then say on their terms that the quote is based on "the bike staying overnight at your home address".
Anyone know companies which are happy to insure the bike away from home? I've only been doing online quotes, so it will be nice to have a small list of people I know will do this and I'll get on the phone to them.
Thanks :cheesy:
mce
They want to give me a £1,450 excess! A little excessive I think!
on what? that has to be an error was it over the phone?
A YZF R125 :(
Wouldn't it be easier to take it home even if you kept it indoors!?! At that price any way :shocked:
http://www.tiger.co.uk/motorbike-insurance/
Would be my suggestion.
Performance Direct seems to be ok, I could put both addresses in their form. Just waiting for them to call me back to confirm everything then I should be sorted :)
Quote from: Aim on October 30, 2014, 09:50:44 PM
A YZF R125 :(
there is no way that excess is right
you can in fact insure it at any address you want and keep it (now and again wink wink) over night at another address but if it is stolen at night at that address your excess may double
Ebike insurance cater for bikes garaged elsewhere, also changes to policy done online at no charge, if there is no change in premium
Quote from: Carbon_ZX6R on October 31, 2014, 09:01:20 AM
Quote from: Aim on October 30, 2014, 09:50:44 PM
A YZF R125 :(
there is no way that excess is right
They did that with me too. gave a great policy price and the excess was over £1000
most insurances cant do over £500 voluntary and £500 compulsory
especially on low value bikes
Quote from: Carbon_ZX6R on October 31, 2014, 12:43:08 PM
most insurances cant do over £500 voluntary and £500 compulsory
especially on low value bikes
Well they did, iirc mine was £1350
Quote from: Jonesy on October 31, 2014, 12:44:54 PM
Quote from: Carbon_ZX6R on October 31, 2014, 12:43:08 PM
most insurances cant do over £500 voluntary and £500 compulsory
especially on low value bikes
Well they did, iirc mine was £1350
on what?
X-max 400 and 929 Blade
Quote from: Jonesy on October 31, 2014, 01:31:45 PM
X-max 400 and 929 Blade
very strange , or ive been with mce too long haha
go on a comparison website and see for yourself.
Oh my days, the saga continues!
I went through the process of buying the policy, got to the end of the online form and it said I needed to contact them/they would contact me to confirm all the details. I called them, went through all the details, including the part where they said "It's garaged at home" No, I said, it's away from home. Anyway, long story short, he checked and said that would be fine.
I said I currently did not have a valid CBT and the bike would not be ridden by myself this year, I just wanted it insured just in case it went walkies and also to earn more no claims. He said that's fine, and I would be contacted by a legal person to run through the payment and arrange sending out the documents.
Another three calls from the sales team later, with me telling them all that I had done this part and was waiting for someone in the LEGAL team, not SALES, and I finally spoke to someone from legal. Went through the details again, and again he said "garaged at home", nooooooo, I wail. Anyway, that was corrected and was all fine. He sent the details onto the insurance peeps (they are just a broker at the end of the day) and came back saying they had an issue with my lack of licence. Usually they will only issue a policy if my plan is to take my CBT within 30 days of the start of the policy, something which I have no plans to do.
He said the only other option was to try and take out a laid up policy so he would put all the details through like that and let me know if they would agree to cover me. In short, they won't. They won't give me a laid up policy and they won't insure me unless I do another CBT, which for £100 is basically a waste of money when the bike is not going to be used for a long while.
I don't want to sell it as I love it and we got it for a very good price so have not lost anything on it, I just want him insured so he's covered just in case, but by trying to give all the correct details, it looks like this isn't going to be possible!
I can see why some people don't bother with insurance when they make it so frigging hard!
Grr!
Don't bother insuring it and lock it up to within an inch of its life.
The only risk then is fire.
Why can't Dave insure it if its not being ridden?
Quote from: The Wizard of MOz on November 07, 2014, 04:04:55 PM
Don't bother insuring it and lock it up to within an inch of its life.
The only risk then is fire.
Why can't Dave insure it if its not being ridden?
wot he said
Ive insured away from home address before, with carole nash, never had an issue. I would give them a bell as I have found them very good.