Trackday insurance

[tucola]

Anyone know what the impact of this is on track day insurance?

http://www.thetimes.co.uk/article/2e0aaac8-17e0-11e7-a58e-f62cd2603d31

Does it mean you now need to get third-party insurance to go on track?

Or that there is some kind of insurance company fund against which you could claim if someone knocks you off on a trackday?

[Gilby104]

I'd assume that it was only a vehicle which was capable of going on the road (registered) that would need to be insured. Otherwise, where does it end? Ride on lawn mowers, hover board things etc etc?

[Thegodfather]

This came up last year sometime. Verdict was it would never amount to anything. But who knows,,,,,,,,,they will always come up with ways to get money out of us 

[tucola]

I'd assume that it was only a vehicle which was capable of going on the road (registered) that would need to be insured.

The clear implication from that article is that we are talking about insurance for off-road accidents here.

"the rule that off-road vehicles, such as tractors and racing cars, had to be insured even if they never went on a public highway"

"Instead, many claims for off-road accidents will be settled out of a fund, into which all insurers must pay and which pays out for uninsured vehicles."

This came up last year sometime.

Ah, missed that...

[Gilby104]

I'd assume that it was only a vehicle which was capable of going on the road (registered) that would need to be insured.

The clear implication from that article is that we are talking about insurance for off-road accidents here.

"the rule that off-road vehicles, such as tractors and racing cars, had to be insured even if they never went on a public highway"

"Instead, many claims for off-road accidents will be settled out of a fund, into which all insurers must pay and which pays out for uninsured vehicles."

This came up last year sometime.

Ah, missed that...

Ah sorry, I couldn't read the whole article without a Times subscription - from the bit I could read I assumed it was a top up to the insurance we buy now to pay for other payouts.

I think it is sensible that where off-road vehicles are insured they should cover accidents off-road (which was the opening incident of the EU law?) but it just doesn't seem practical to enforce a law that requires all off road vehicles to be insured at all.... where does it end? Surely it is enough for places and people to be insured.... i.e. track day providers being insured etc