So I recently bought a 2014 ZX10R :grin:
Now last year I remember doing a few quotes and them not coming back as anything to scary so I just went and bought the bike as i've been thinking of getting one since they were first announced.
So I went home and started searching for the best quotes....wow most companies straight up refused to insure me. 32 years license for 5 years 5 years no claims but I live in East London and I although its parked in a private drive I don't have a garage.
In the end the best i've seen is 3rd Part Fire & Theft @ £1672 from Bennets. Not great but I don't really have much choice... :angry:
Anyway now I have to wait 2 whole months as just as I bought it I got a job in Germany for a couple of months. So it is still in the dealership as I go through deep longing pains of wanting to :moto: :cry:
Can't fucking wait!
Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles
Quote from: Carbon_ZX6R on May 16, 2014, 10:31:52 AM
Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles
I considered that, but due to the risk of theft I don't want the hassle I'll just have to bite down and bend over. :embarrassed:
I guess telling you mine is £144 FC for an S1000rr isn't going to help? There's no way I'd pay that much insurance, f@ck that.
Quote from: Carbon_ZX6R on May 16, 2014, 10:31:52 AM
Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles
Don't do this
Quote from: Lord Danoir the first on May 16, 2014, 11:07:18 AM
Quote from: Carbon_ZX6R on May 16, 2014, 10:31:52 AM
Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles
Don't do this
why I told my insurer about it and they said its not fraud, (mce) I do own the other property though but I don't keep it there
im £214 fully comp on two zx6rs a ninja 250R and a Harley Davidson spootster 48
Quote from: Carbon_ZX6R on May 16, 2014, 11:22:30 AM
Quote from: Lord Danoir the first on May 16, 2014, 11:07:18 AM
Quote from: Carbon_ZX6R on May 16, 2014, 10:31:52 AM
Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles
Don't do this
why I told my insurer about it and they said its not fraud, (mce) I do own the other property though but I don't keep it there
im £214 fully comp on two zx6rs a ninja 250R and a Harley Davidson spootster 48
MCE being the broker and not the insurer thou???
Good luck getting a payout should the worst happen. I'm sure they'll only be too happy to send that cheque out.
Quote from: Tiiimmmaaayyyy on May 16, 2014, 10:44:20 AM
I guess telling you mine is £144 FC for an S1000rr isn't going to help? There's no way I'd pay that much insurance, f@ck that.
+1
Mine is £300 FC for the R1 and that's about as much as I can justify paying.......cause I'm a tight bastard.
well they said it wasn't illegal and explained the various cons of which its pretty much just the excess
you say that ive had a claim funny enough they even inspected the bike at a 3rd address and I received the cheque no problem
Was it a theft claim?
Quote from: Carbon_ZX6R on May 16, 2014, 10:31:52 AM
Lie
it's not a great idea to lie to an insurance company, nor to advise someone to do it on an open forum love.
Quote from: Carbon_ZX6R on May 16, 2014, 11:22:30 AM
Quote from: Lord Danoir the first on May 16, 2014, 11:07:18 AM
Quote from: Carbon_ZX6R on May 16, 2014, 10:31:52 AM
Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles
Don't do this
why I told my insurer about it and they said its not fraud, (mce) I do own the other property though but I don't keep it there
im £214 fully comp on two zx6rs a ninja 250R and a Harley Davidson spootster 48
My insurance on my C1H £300 fully comp if I remember correctly. Just have to hope it decreases sharply with each year!
Quote from: Lord Danoir the first on May 16, 2014, 12:34:24 PM
Quote from: Carbon_ZX6R on May 16, 2014, 10:31:52 AM
Lie
it's not a great idea to lie to an insurance company, nor to advise someone to do it on an open forum love.
Its a white lie don't judge me!
Quote from: Carbon_ZX6R on May 16, 2014, 03:03:56 PM
Quote from: Lord Danoir the first on May 16, 2014, 12:34:24 PM
Quote from: Carbon_ZX6R on May 16, 2014, 10:31:52 AM
Lie
it's not a great idea to lie to an insurance company, nor to advise someone to do it on an open forum love.
Its a white lie don't judge me!
I love you man, but you're a filthy white lieing son-bitch...... hear me now
It might be a white lie our just a lie. The insurance company won't need a second invitation to not pay out. Your choice.
Quote from: Carbon_ZX6R on May 16, 2014, 10:31:52 AM
Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles
I think that is quite possibly the worst bit of advice I've seen given on here! All very well telling him that but you neglect to tell him you own the other property!
Lie to an insurance company and get found out, not only would your insurance be void, any claim would not be met and the chances of you getting insurance for the foreseeable future are just about zero