Insurance Pain

[Shogun_RR]

So I recently bought a 2014 ZX10R 

Now last year I remember doing a few quotes and them not coming back as anything to scary so I just went and bought the bike as i've been thinking of getting one since they were first announced.

So I went home and started searching for the best quotes....wow most companies straight up refused to insure me. 32 years license for 5 years 5 years no claims but I live in East London and I although its parked in a private drive I don't have a garage.

In the end the best i've seen is 3rd Part Fire & Theft @ £1672 from Bennets. Not great but I don't really have much choice...

Anyway now I have to wait 2 whole months as just as I bought it I got a job in Germany for a couple of months. So it is still in the dealership as I go through deep longing pains of wanting to   

Can't fucking wait!

[Carbon_ZX6R]

Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles

[Shogun_RR]

Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles

I considered that, but due to the risk of theft I don't want the hassle I'll just have to bite down and bend over. 

[Tiiimmmaaayyyy]

I guess telling you mine is £144 FC for an S1000rr isn't going to help? There's no way I'd pay that much insurance, f@ck that.

[Lord Danoir the first]

Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles

Don't do this

[Carbon_ZX6R]

Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles

Don't do this

why I told my insurer about it and they said its not fraud,  (mce) I do own the other property though but I don't keep it there

im £214 fully comp on two zx6rs a ninja 250R and a Harley Davidson spootster 48

[karlv]

Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles

Don't do this

why I told my insurer about it and they said its not fraud,  (mce) I do own the other property though but I don't keep it there

im £214 fully comp on two zx6rs a ninja 250R and a Harley Davidson spootster 48

MCE being the broker and not the insurer thou???

[Tiiimmmaaayyyy]

Good luck getting a payout should the worst happen. I'm sure they'll only be too happy to send that cheque out.

[PJ]

I guess telling you mine is £144 FC for an S1000rr isn't going to help? There's no way I'd pay that much insurance, f@ck that.

+1

Mine is £300 FC for the R1 and that's about as much as I can justify paying.......cause I'm a tight bastard.

[Carbon_ZX6R]

well they said it wasn't illegal and explained the various cons of which its pretty much just the excess


you say that ive had a claim funny enough they even inspected the bike at a 3rd address and I received the cheque no problem

[Tiiimmmaaayyyy]

Was it a theft claim?

[Carbon_ZX6R]

Was it a theft claim?

nope

[Lord Danoir the first]

Lie

it's not a great idea to lie to an insurance company, nor to advise someone to do it on an open forum love.

[Shogun_RR]

Lie if you know someone in a nice area with a garage etc use them but if its stolen at night and its not where its ment to be the excess doubles

Don't do this

why I told my insurer about it and they said its not fraud,  (mce) I do own the other property though but I don't keep it there

im £214 fully comp on two zx6rs a ninja 250R and a Harley Davidson spootster 48

My insurance on my  C1H £300  fully comp if I remember correctly. Just have to hope it decreases sharply with each year!

[Carbon_ZX6R]

Lie

it's not a great idea to lie to an insurance company, nor to advise someone to do it on an open forum love.

Its a white lie don't judge me!